Bridge loans secured by property
Unlock the capital in your property
We lend with the collateral value in focus. From SEK 7 to 100 million, with fast credit decisions and payout within a few days.
Who we are
Experience from thousands of property deals
Realkredit is run by Jonas Björkman and Erik Nordin, who previously founded the property financing platform Tessin. The company is co-owned with Moank Fintech Group.
More about us
“We start with the property. When the collateral is sound, we can usually give you an answer within a few days.”
Jonas BjörkmanCo-founder 
“We read every deal ourselves, from mortgage deeds to ownership structure. You always know who you are talking to.”
Erik NordinCo-founder
Property loans for all seasons
Bridge loans for most situations: acquisitions, refinancing, development projects and special situations.
- Amount
- SEK 7–100m
- Term
- 3–36 months
- Amortisation
- None
- Interest from
- 0.8%/month*
*The rate is set individually after a credit assessment. Applying is free and does not commit you to anything.
Fast credit decisions
When the collateral value is sound, we can decide and pay out within a few days. No queue, no committee that meets once a month.
Secured by property
We look first at the value of the property and the security, not at annual reports and ratios. That suits owners of low-leveraged property who do not qualify for, or cannot wait for, bank financing.
Repay early for free
No amortisation during the term and no fee if you repay early. You only pay interest for the time you borrow.
Some numbers
Since we started in March 2025
- lent since start
- SEK 1.5bn
- loans, bridge loans and special situations
- 70
- from application to payout
- 24 h
In the press
Translated from Swedish.
“He started his career selling chewing gum at markets. Now he is challenging the banks over investment in new property projects”
FastighetstidningenRead the article“Crowdfunding for building projects is off to a flying start. The entrepreneur Jonas Björkman has already brokered half a billion kronor”
Svenska DagbladetRead the article“Really, it is about the banks being rather slow and cumbersome when it comes to property development projects”
BreakitRead the article“The Tessin founders Jonas Björkman and Erik Nordin are forming Realkredit Norden AB together with Moank Fintech Group. Aiming to reach a billion or more in lending during 2025.”
FastighetsvärldenRead the article
We do one thing
Property, simply
Many lenders finance everything from personal loans and cars to boats and invoices. We have worked with property for 10 years, and only property. Every loan we make is secured by Swedish property or equivalent collateral.
The value of a property is relatively easy to assess. Public registers show when and at what price it last sold, and what similar properties nearby have sold for. With mortgage deeds in the right priority, we can give an answer quickly.
Every borrower and representative goes through
- A credit check
- Anti-money laundering checks
- Due diligence of the property and ownership
We do not lend to companies whose representatives have links to crime, or that have large or recurring debts with Kronofogden, the Swedish Enforcement Authority.
Where we are
From Tessin to Realkredit
Jonas and Erik have worked in property finance since 2014. With Tessin they arranged more than SEK 5 billion for over 350 property projects and acquisitions.
Now we lend our own capital, together with Moank Fintech Group. Our office is in central Stockholm, and we lend against property all over Sweden.
Do you have a property to borrow against, where the capital could work harder?
Tell us about the property and what you need. It takes five minutes and costs nothing.